These "Terms and Conditions of Use" which form an integral part of the Agreement are valid upon execution by the user, member, customer or the customer's agents, licensees, members, clients, employees, associates etc. hereby collectively referred to as "User".

Acceptance:
GLOBAL DIGITAL COIN (GDC) agrees to provide and the User agrees to accept the services listed in this Agreement and to pay all charges as listed on any Rate Schedules, as may be detailed in pages on this web site, as well as any and all other applicable charges as are specified in this Agreement. Most services provided by GDC may be prepaid. However, where appropriate GDC will provide monthly invoices, covering designated 30 day periods, which will be due and payable upon receipt. Where applicable, and when an invoice is issued, a late payment charge will be applied on balances that remain unpaid 30 days following the invoice date, in the amount to the lesser of (1) 1.5 percent per month of the amount of the late payment, starting from invoice date; or (2) the maximum allowed under applicable law. Questions concerning any invoice must be brought to the attention of GDC, within 10 days of the invoice date. If the User fails to notify GDC of any errors on the invoice GDC has the right to debit the User's account automatically for the amount of the invoice.

Authorisation:
The User authorises GDC, or its nominated agent, to automatically debit the User's Credit Card, Debit Account or Prepaid Account to cover the balance due on any invoice for the entire amount debited in USD, Euro, AUD or any other applicable currency. GDC may present this Agreement to institutions or firms that must honour the International Credit Card arrangement and they are authorised to honour the same. The User may terminate this Credit Card, Debit Account or Prepaid Account arrangement by notifying GDC in writing at least 30 days prior to the effective date of termination. GDC reserves the right to terminate this Agreement for any reason upon notification to the User. Branded GDC web sites may have differing arrangements.

Changes in the service:
Within 30 days of the execution hereof, GDC may notify the User of any change or suspension of services or changes of these terms and conditions. This notification will be endorsed on the invoice. The User's continued use of the service after this notification will be deemed as the User's acceptance of the change or suspensions of services or changes of these terms and conditions. Branded GDC web sites may have differing arrangements.

Dues and Rates:
International call rates, Communication services, Unified Messaging services, the cost of local calls, Credit Card dues and surcharge fees are subject to change without notice.

Deposit:
For some products or services GDC may require a security deposit to guarantee payment of any amount, which may become due. GDC may require an additional deposit in the event that the monthly service usage exceeds the amount of the initial deposit. This deposit is non-interest bearing and shall be refunded upon the User's written request within 30 days of cancellation of service. Any deposit balance remaining after settlement of any indebtedness owed by the User will be fully refundable.

RSS Feeds:
All RSS service feeds are provided on an online and as is basis. GDC will not accept any liability for our RSS feeds.

Responsibilities, losses and thefts:
The authorised User understands and agrees that any GDC PrePaid services or cards are confidential and non-transferable and that the User is solely responsible for the use of the service and co-use of the cards, inclusive of any unauthorised use. In case of fraud, loss or theft of the card, the User must immediately notify and inform GDC.

Cancellation:
The User may cancel this Agreement at any time upon 30 days advance written notice to GDC. Branded GDC web sites may have differing arrangements.

Returns:
All services are provided on an online basis and thus have no return policy. Branded GDC web sites may have differing arrangements.

Governing law:
This agreement shall be construed and governed in accordance with the laws to be nominated by GDC. If any provision of this Agreement is held to be invalid, void, void-able, or for some other reason unenforceable, then, in that event, all of the other remaining provisions of this Agreement shall nevertheless continue to be binding and in full force and effect on the parties hereto. Venue for the enforcement of the terms and conditions of this Agreement shall be specified by GDC.

Warranty:
GDC does not guarantee the quality and efficiency of any services provided and the User accepts the service without any guarantees. Furthermore, GDC shall not be liable for any consequential, indirect, special, incidental or other damages whatsoever arising from any failures, interruptions or deficiencies of services provided pursuant to this Agreement. GDC liability for any interruptions, delays, errors, or defects in transmission, equipment or services provided to the User under this Agreement shall be limited to an amount equal to GDC charges incurred by the User for the period of service during which such circumstances occurred.

Limitations:
In the event the User is unable to access any services provided by GDC due to external causes (as an example, but not limited to, acts of God) the User could obtain international service through other service providers such as but not limited to local international lines. Accordingly, GDC shall not be responsible to the User for any damages or losses incurred as a result thereof. Furthermore, GDC shall not be responsible for any additional charges that any other service provider such as a local telephone company or hotel puts into effect on the service the User receives from his local company or any other vendor.

Indemnification:
If a third party brings an action against the User for anything relating to services provided by GDC, the User hereby agrees to indemnify and hold GDC harmless from any liability thereon. The User shall also be responsible to pay any and all reasonable legal fees and costs incurred by GDC in defending any action filed by a third party.

Notice:
Any notice required or permitted under this Agreement shall be sufficient, if in writing, and if sent by registered mail, certified mail, first class mail or hand delivered in the case of the User to their last known address as shown on the database, books and records of GDC, or any other arrangement by mutual consent.

Legal Fees:
If a party hereof shall retain or engage any solicitor or solicitors to collect, enforce or protect its interest with respect to this Agreement, the non-prevailing party in any court action shall pay all of the reasonable costs and expenses of such collection, enforcement or protection, including, and without limitation to, all reasonable solicitor's fees and court costs at the trial and appellate levels.

Successors and assigns:
This Agreement shall bind the successors, heirs and assigns of the User. GDC hereby reserves the right to assign or transfer any or all of its interest in this Agreement at any time without prior notice to the User.

Currency of Information:
These Terms and Conditions may change from time to time so please check back periodically. For additional information about GDC, please also review our Privacy Policy.